đĄ Why is it so hard to find a house to buy? And while it may be tempting to wait it out until you have more options, thatâs probably not the best strategy. Hereâs why.
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]
If youâre planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because youâve heard you need to save 20% of the homeâs price to put down. Well, that isnât necessarily the case. Unless specified by your loan type or lender, […]
If youâre looking to buy a home, your down payment doesnât have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably donât need to put down as much as you think: Data from NAR shows the […]